My Aditya Birla Health Insurance Claim Was Rejected After My Father’s COVID Hospitalization — Here's What Happened
Health insurance is supposed to give you peace of mind during medical emergencies. But my experience with Aditya Birla Health Insurance has taught me a hard truth — even when you follow all the rules, your claim can still be unfairly rejected , leaving you emotionally and financially drained. Here’s my story, and I hope it helps others avoid the same fate. Why I Bought Health Insurance for My Parents In 2020, I decided to take a health insurance policy from Aditya Birla Health Insurance for both my father and mother. Like many middle-class Indian families, I wanted to ensure that if a medical emergency ever came up, we wouldn’t have to worry about huge hospital bills. Before the policy was issued, Aditya Birla arranged a full medical check-up for my parents, including blood tests and other diagnostics , conducted by their approved diagnostic center. Based on those reports, the policy was approved and issued. At the time, there was no prior diagnosis or known issue of hypertens...